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Tax Reduction Strategies: Utilizing Singapore’s Corporate Tax Incentives & Maximising Tax Deductions

Singapore’s corporate tax system provides various ways for businesses to reduce their tax bills. By understanding and using tax incentives and deductions, companies can improve their profits while staying within Singapore’s tax laws.

Tax Reduction Strategies: Utilizing Singapore's Corporate Tax Incentives and Maximising Tax Deductions

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Overview of Singapore’s Corporate Tax Incentives

Singapore offers many tax incentives to attract businesses. The standard corporate tax rate is 17%, but companies can lower this rate by using certain incentives. Key incentives include:

Pioneer Certificate Incentive (PC): Offers tax exemption on qualifying income for up to 15 years.

Development and Expansion Incentive (DEI): Provides lower tax rates of 5% or 10% on income from certain activities.

Investment Allowance (IA): Allows up to 100% tax deductions on certain capital expenses

Sector-Specific Tax Incentives

Singapore also offers specific incentives to boost growth in key sectors. For example:

Financial Sector Incentive (FSI): Offers tax rates as low as 5% for certain financial activities.

Maritime Sector Incentive (MSI): Provides tax benefits for shipping-related businesses, including tax exemption on qualifying income for approved international shipping enterprises

Maximizing Tax Deductions

Apart from incentives, Singapore provides tax deductions to help businesses reduce taxes further. Current options include:

Double Tax Deduction for Internationalization (DTDi): Allows a 200% tax deduction on expenses related to market expansion.

Research and Development (R&D) Tax Deductions: Offers up to 250% tax deduction on qualifying R&D expenses.

Intellectual Property (IP) Development Incentive: Provides lower tax rates on income from IP rights.

Strategic Implementation of Tax Reduction Measures

To effectively use these tax incentives and deductions, companies should:

Regularly review their tax situation to find applicable incentives and deductions. Align their business activities with sectors that offer tax benefits.

Keep detailed records to support their claims.

Consult tax experts to navigate complex requirements.

A survey showed that companies with proactive tax strategies saved 15-20% more in taxes than those without such strategies.

Utilizing Double Tax Agreements (DTAs)

Utilizing Double Tax Agreements - Blutrust

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Understanding the Scope of Singapore’s DTA Network

Singapore has agreements with over 90 countries to avoid double taxation, which means income isn’t taxed twice. These Double Taxation Agreements (DTAs) are increasingly popular among multinational companies, with a 15% rise in usage reported by the Inland Revenue Authority of Singapore (IRAS) in 2023. These agreements help lower taxes and make Singapore a great place for companies to set up their headquarters.

Key Benefits for Corporate Tax Reduction

DTAs help companies save on taxes by preventing double taxation and reducing tax rates on certain incomes. A study by PwC Singapore found that companies using DTAs effectively could save up to 30% on their taxes, leading to higher profits and better competitiveness.

Strategic Application of DTA Provisions

To maximize DTA benefits, businesses should plan their cross-border transactions carefully and ensure their operations match the actual nature of their business activities. The IRAS encourages this approach to help companies take full advantage of the agreements.

Transfer Pricing Arrangements

Transfer Pricing Arrangements

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Transfer pricing is important for companies in Singapore because it helps reduce taxes and ensures they follow international rules. It involves setting prices for transactions between related companies. By using smart transfer pricing strategies, multinational companies can save money on taxes and increase their profits.

Singapore’s Transfer Pricing Guidelines

The Inland Revenue Authority of Singapore (IRAS) has clear guidelines that follow international standards. These rules, updated in 2021, require that transactions between related companies be priced as if they were between independent companies. Following these guidelines helps companies reduce taxes and avoid disputes with tax authorities.

Advanced Pricing Agreements (APAs)

Companies can use Advanced Pricing Agreements (APAs) to agree on pricing methods with IRAS beforehand. This proactive approach simplifies the process and provides tax certainty. In 2022, 15 APAs were signed by multinational companies in Singapore.

Impact of BEPS on Transfer Pricing

International tax rules, like the OECD’s Base Erosion and Profit Shifting (BEPS) initiative, have affected transfer pricing in Singapore. Large multinational companies must now report their activities by country, increasing transparency. This requires detailed documentation but also offers opportunities for strategic tax planning.

Digital Economy and Transfer Pricing

The growth of the digital economy has created new challenges and opportunities for transfer pricing. Singapore has introduced guidelines for valuing digital services and intangible assets. Companies that use these guidelines can potentially reduce their taxes while managing digital transactions effectively.

Capital Allowance Claims and Deferring Capital Allowance Claims

Capital Allowance Claims and Deferring Capital Allowance Claims

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Capital allowance claims are a key way for businesses in Singapore to reduce their taxes. These claims allow companies to deduct the cost of certain assets over time, which lowers their taxable income and aligns with Singapore’s goal of encouraging economic growth and investment.

Understanding Capital Allowance Claims

In Singapore, capital allowances let businesses get tax deductions for money spent on certain assets. This means companies can gradually write off the cost of these assets, reducing the amount of income that gets taxed. In the 2020/2021 fiscal year, businesses claimed over SGD 15 billion in capital allowances, highlighting their importance in tax planning.

Types of Capital Allowances

Singapore offers different types of capital allowances based on the asset:

Plant and Machinery: Allows a full write-off in the year the asset is bought.

Industrial Building Allowance: Provides yearly deductions for qualifying buildings.

Renovation and Refurbishment Deduction: Offers a full deduction for certain expenses, up to SGD 300,000 every three years.

Strategic Deferral of Capital Allowance Claims

Postponing capital allowance claims can be a smart move. By doing so, businesses can: Use future profits to offset higher tax rates.

Take full advantage of other tax incentives before they expire. Manage cash flow better by matching tax savings with future income.

Recent Policy Updates

In 2021, Singapore introduced better capital allowances for automation equipment, allowing companies to claim the full cost in the first year. This change supports digital transformation and productivity, aligning with Singapore’s Smart Nation goals.

Businesses investing in such equipment can now get immediate tax relief and improve cash flow.

Optimizing Capital Allowance Strategies

To get the most out of capital allowances, businesses should:

Regularly review assets to find eligible expenditures.

Time capital spending around the fiscal year-end to maximize deductions. Consider how capital allowances affect other tax incentives.

Work with tax experts to ensure compliance and maximize benefits.

Impact on Financial Planning

Using capital allowances effectively can greatly influence a company’s financial plans. A study by PwC Singapore showed that managing these allowances strategically could cut a company’s tax rate by up to 5%, leading to significant savings. This highlights the need to include capital allowance strategies in broader financial and tax planning.

Recent Tax Changes in the Budget 2024

Recent Tax Changes in the Budget 2024

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Singapore’s Budget 2024 introduces important tax changes to boost the country’s economic competitiveness and promote sustainable growth. These updates provide new ways for businesses to reduce taxes and improve profits, making it essential for companies to understand and use these changes effectively.

Enhanced Corporate Income Tax Rebate

In 2024, companies can receive a 25% Corporate Income Tax (CIT) rebate, up to S$15,000. This increase from the previous 20%

rebate (capped at S$10,000) helps reduce tax burdens, especially for small and medium-sized enterprises (SMEs) facing economic challenges.

Extension of the Angel Investors Tax Deduction Scheme

The Angel Investors Tax Deduction scheme is extended until March 31, 2028, to support innovation and startups. Approved

investors can claim up to 50% of their investment as a tax deduction, offering a significant incentive of up to S$500,000 per year for early-stage investors.

Refinement of the Mergers and Acquisitions Scheme

The scheme now provides a 25% tax deduction on qualifying M&A deals up to S$10 million annually. This change aims to strengthen businesses through mergers and acquisitions, making them more competitive.

Green Tax Incentives Enhancement

Budget 2024 enhances green tax incentives, offering a 300% capital allowance for investments in energy-efficient equipment. Companies that adopt green practices can save on taxes while promoting environmental responsibility.

Research and Development Tax Incentive Boost

To reinforce Singapore as an innovation hub, Budget 2024 offers a 250% tax deduction on qualifying R&D expenses. This encourages companies to invest in innovation and technology, leading to significant tax savings.

Withholding Tax Exemption for Service Fees

A new withholding tax exemption is introduced for service fees paid to non-resident companies for services performed outside Singapore. This change benefits businesses with international operations by simplifying cross-border transactions and reducing administrative work.

Productivity Solutions Grant Extension

While not a direct tax measure, the Productivity Solutions Grant (PSG) complements tax reduction strategies by covering up to 70% of costs for approved digital solutions and equipment. This helps businesses reduce taxable income by promoting efficiency.

As you plan for your business’s future, consider how Singapore’s tax environment aligns with your goals. Could the tax incentives discussed here help your company expand or innovate? The potential for significant tax savings and strategic growth is available for those who navigate Singapore’s corporate tax policies effectively and our team at Blutrust Pte. Ltd. can help with industry- specific strategies, tax compliance to help boost your bottom line. Drop us an email at tax@blutrust.com for further information.

Capital Allowances

Deductions for the decline in value of depreciating assets are available under the Uniform capital allowance (UCA) system. In addition to the rules for depreciating assets, deductions are allowed for certain other capital expenditure.

Small business entities have the option of choosing simplified depreciation rules. Under these rules, small business entities can claim an immediate deduction if the cost is below the relevant threshold or else add the asset to the small business depreciation pool.

Land, trading stock and most intangible assets (excluding exceptions such as intellectual property and in-house software) are not depreciating assets.

The decline in value is generally calculated by spreading the cost of the asset over its effective life, using one of two methods:

Prime cost method – decline in value each year is calculated as a percentage of the initial cost of the asset
Diminishing value method – decline in value each year is calculated as a percentage of the opening depreciated value of the asset
MORE: Australian Taxation Office (ATO) Decline in value calculator.

For most depreciating assets, taxpayers can either self-assess the effective life, or use estimates published by the ATO. Taxpayers can recalculate, either up or down, the effective life of an asset if the circumstances of use change and the effective life initially chosen is no longer accurate. An improvement to an asset that increases its cost by 10% or more in a year may result in an obligation to recalculate the effective life of the asset.

Decline in value of cars is restricted to the car limit. From 1 July 2022, the luxury car tax threshold for luxury cars is $64,741 (it was $60,733 for the year commencing 1 July 2021). Luxury car leases are treated as a notional sale and purchase, with decline in value restricted to the car limit.

The decline in value of certain depreciating assets with a cost or opening adjustable value of less than $1,000 can be calculated through a low-value pool. The decline in value for depreciating assets in the pool is calculated at an annual diminishing value rate of 37.5%.

Changes for 2022 and 2023

From 12 March 2020 until 31 December 2020, the asset cost threshold for the instant asset write-off (which is usually only available to small business entities) has increased from $30,000 to $150,000 and the eligibility criteria expended to cover entities with an aggregated turnover threshold of less than $500 million (up from $50 million).

Further, from 12 March 2020 until 30 June 2021 the Backing business investment measure applied to businesses with aggregated turnover below $500 million and provides either:

A deduction of 50% of the cost or opening adjustable value of an eligible asset on installation (existing depreciation rules apply to the balance of the asset's cost), or
For businesses using a small business depreciation pool, a deduction of 57.5% of the cost of the asset in the first year, with the balance added the asset to the small business pool
In addition, from 6 October 2020 to 30 June 2023, full expensing applies to allow eligible businesses with an aggregated turnover of less than $5 billion to deduct the full cost of new eligible depreciating assets. For businesses with aggregated turnover of less than $50 million, full expensing also applies to eligible second-hand assets.

Activity Statement

Businesses use activity statements to report and pay a number of tax obligations, including GST, pay as you go (PAYG) instalments, PAYG withholding and fringe benefits tax. Non-business taxpayers who need to pay quarterly PAYG instalments also use activity statements.

Activity statements are personalised to each taxpayer to support reporting against identified obligations.

Activity statements for businesses may be due either quarterly or monthly. Generally, businesses can lodge and pay quarterly if annual turnover is less than $20 million, and total annual PAYG withholding is $25,000 or less. Businesses that exceed one or both of those thresholds will have at least some monthly obligations. Non-business taxpayers are generally required to lodge and pay quarterly.

Taxpayers with small obligations may be able to lodge and pay annually. Some taxpayers may receive an instalment notice for GST and/or PAYG instalments, instead of an activity statement.

The Australian Taxation Office (ATO) web site provides instructions on lodging and paying activity statements. Detailed instructions are provided for each of the different tax obligations:

GST (Goods and Services Tax)
PAYG (Pay As You Go) Instalments
PAYG (Pay As You Go) Withholding
FBT (Fringe Benefit Tax)
LCT (Luxury Car Tax)
WET (Wine Equalisation Tax)
Fuel Tax Credits